← All calculators
Net Worth Calculator — Complete Assets & Liabilities Analysis
Your complete financial picture — assets vs. liabilities.
About this calculator
Net worth is the only number that tells the whole financial story. Our comprehensive net worth calculator captures every asset and liability — real estate, investments, retirement accounts, mortgages, and consumer debt — and projects where that number goes given your current trajectory.
What it shows you
- Total assets across all categories (real estate, investments, retirement)
- Total liabilities with payoff timelines
- Current net worth and leverage ratio
- Net worth growth projection over 10 to 50 years
- Projections in future dollars and in today's dollars
What you'll enter
- Assets by type: cash, investments and retirement accounts, real estate, and personal property
- Liabilities, with balances, interest rates, and monthly payments
- A growth rate for each asset, and inflation if you view results in today's dollars
When to use it
- Building a complete picture of what you own and what you owe
- Projecting how your net worth grows as debts are paid down
Why it matters
Most people track income, not wealth. Net worth is what survives a job loss, a down market, or retirement. Advisors who anchor planning to the balance sheet — not just the income statement — deliver fundamentally stronger financial outcomes.
Related calculators
Retirement Income CalculatorProject income, savings, and longevity — and stress-test the plan.Open calculator →Pay Off Mortgage or Invest CalculatorWeigh guaranteed interest savings against expected investment returns.Open calculator →Lease vs. Buy a Car CalculatorMonthly payment is only half the story — see the real long-term cost.Open calculator →Social Security Calculator — Claiming AgeCompare claiming ages on lifetime benefit — not just the monthly check.Open calculator →