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Net Worth Calculator — Complete Assets & Liabilities Analysis
Your complete financial picture — assets vs. liabilities.
About this calculator
Net worth is the only number that tells the whole financial story. Our comprehensive net worth calculator captures every asset and liability — real estate, investments, retirement accounts, mortgages, and consumer debt — and projects where that number goes given your current trajectory.
What it shows you
- Total assets across all categories (real estate, investments, retirement)
- Total liabilities with payoff timelines
- Current net worth and leverage ratio
- Net worth growth projection over 5, 10, and 20 years
- Scenario modeling: what if you paid off debt vs. invested?
Why it matters
Most people track income, not wealth. Net worth is what survives a job loss, a down market, or retirement. Advisors who anchor planning to the balance sheet — not just the income statement — deliver fundamentally stronger financial outcomes.