About this calculator
Retirement planning hinges on one question: will the money last? This analyzer projects your savings to retirement, models withdrawals and income sources, and stress-tests the plan against longevity and market assumptions so you can see where it holds and where it strains.
What it shows you
- Projected savings balance at retirement
- Sustainable annual retirement income
- How long the portfolio lasts at your spending level
- The impact of saving more or retiring later
- An income-gap view across Social Security, savings, and other sources
What you'll enter
- Current age, retirement age, and life expectancy
- Income, monthly contributions, and balances in tax-deferred and tax-free accounts
- Social Security or pension income
- Returns before and after retirement, inflation, and your retirement tax rate
When to use it
- Checking whether your savings will cover retirement spending
- Seeing how retiring later or saving more changes your income
Why it matters
Most people approach retirement on a guess. A concrete projection — with the levers that change the outcome — turns anxiety into a plan and positions the advisor at the center of every future decision.
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