1. Introduction

Welcome to LendsightAI. We respect your privacy and are committed to protecting your personal data. This privacy policy explains how we collect, use, disclose, and safeguard your information when you use our software-as-a-service platform and related services.

By using LendsightAI, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

2.1 Personal Information

When you register for an account, we may collect:

• Name and contact information (email address, phone number)
• Professional information (company name, job title, profession)
• Account credentials (email and password)
• Profile information (photo, website, location)

2.2 Usage Information

We automatically collect certain information when you use our services:

• Calculator usage and activity data
• Session information and timestamps
• Device information and browser type
• IP address and general location

2.3 Financial Calculations

Our calculators may process financial information you enter (such as loan amounts, interest rates, and property values). This data is used solely to provide calculation results and is not stored permanently unless you explicitly save it to your account.

3. How We Use Your Information

We use the collected information for the following purposes:

• To provide, operate, and maintain our services
• To create and manage your account
• To process and complete financial calculations
• To communicate with you about updates, features, and support
• To personalize your experience and improve our platform
• To analyze usage patterns and optimize performance
• To detect and prevent fraud or unauthorized access
• To comply with legal obligations

4. Information Sharing and Disclosure

We do not sell your personal information. We may share your information in the following circumstances:

• With your consent: When you explicitly authorize us to share your information
• Service providers: With third-party vendors who assist in operating our platform (hosting, analytics, email services)
• Partners and referrers: If you were referred by a partner, limited information may be shared with them to manage the referral relationship
• Legal requirements: When required by law, regulation, or legal process
• Business transfers: In connection with a merger, acquisition, or sale of assets

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption of data in transit and at rest
• Secure authentication mechanisms
• Regular security assessments and updates
• Access controls and employee training

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.

6. Your Rights and Choices

Depending on your location, you may have the following rights:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete data
• Deletion: Request deletion of your personal information
• Portability: Request transfer of your data to another service
• Opt-out: Unsubscribe from marketing communications
• Restriction: Request restriction of processing in certain circumstances

To exercise these rights, please contact us using the information provided below.

7. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our platform. These technologies help us:

• Remember your preferences and settings
• Authenticate your sessions
• Analyze how our services are used
• Improve platform performance

You can control cookies through your browser settings. Note that disabling certain cookies may affect the functionality of our services.

8. Third-Party Services

Our platform may integrate with or link to third-party services (such as AI tools, analytics providers, and external calculators). These third parties have their own privacy policies, and we encourage you to review them. We are not responsible for the privacy practices of third-party services.

9. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you services. We may also retain and use your information to comply with legal obligations, resolve disputes, and enforce our agreements. When you delete your account, we will delete or anonymize your personal information within a reasonable timeframe, unless retention is required by law.

10. Children's Privacy

LendsightAI is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected data from a child without parental consent, we will take steps to delete that information.

11. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have different data protection laws. We take appropriate safeguards to ensure your information remains protected in accordance with this privacy policy.

12. Changes to This Privacy Policy

We may update this privacy policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date. We encourage you to review this policy periodically.

13. Contact Us

If you have any questions about this privacy policy or our data practices, please contact us: