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Mortgage and money guides
Plain-English guides to refinancing, home equity and mortgage insurance, each paired with a free calculator to run your own numbers.
Refinance break-even: when does refinancing pay off?A lower rate only pays off once the savings have covered what the refinance cost. Here is how to find that point, and the traps that move it.Read the guide →HELOC vs. cash-out refinance: which is better?Both turn home equity into cash. The deciding question is usually what happens to the mortgage you already have.Read the guide →How to remove PMI: when it ends and how to drop it soonerPrivate mortgage insurance is not permanent. Federal law sets when it has to end, and you can often ask for it to come off earlier.Read the guide →