About this calculator
Rates change every day, but raw numbers alone don't tell you whether now is a good time to buy or refinance. LendsightAI pairs live mortgage rate data with AI-powered analysis that explains what current rates mean in terms of payment, affordability, and long-term cost.
What it shows you
- Current 30-year and 15-year fixed rates
- ARM rate comparisons and hybrid options
- Monthly payment impact at today's vs. historical rates
- AI commentary on rate direction and client implications
Why it matters
Rate conversations are where deals are won or lost. Advisors who can put today's rate in context — not just quote a number — build trust and close more transactions.